Effective Date: 01/01/2000

Tax Lien University, Inc. Privacy Policy

Thank you for visiting the Tax Lien University website located at www.taxlienuniversity.com (the "Site," "Tax Lien University," "we," "us"). Tax Lien University has created this Privacy Statement and Policy ("Privacy Policy") so that you are aware of how we gather information and how that information is disseminated. We understand the importance that Internet users place on privacy, and we have designed our service with this in mind.

Information

This Privacy Policy applies to end-users that access the Site, and/or register for, or purchase, the products and/or services offered by and through the Site. The types of personally identifiable information that we collect at the Site, during registration and when you make a purchase may include, without limitation, any of the following: your name, street address, e-mail address, telephone number (home and work), date of birth and credit card information. In addition, we may request information about your use of, or interest in, the types of products and services offered by the third party sellers with whom we have partnered to offer you the products and services available at the Site.

If you are a resident of the State of California and would like to opt-out from the disclosure of your personal information to any third-party for marketing purposes, please Click Here. Please be advised that where California residents opt-out from permitting their personal information to be shared, such individuals may still receive selected offers directly from us, in accordance with the law.

IP Addresses

We use your IP address to help diagnose problems with our server, to administer our Site and to prevent fraud. Your IP address is used to gather broad demographic information, as well as to offer you products and services.

Cookies

We use cookies to deliver content specific to your interests. Cookies are text files that we place in your computer's browser to store your preferences. Cookies do not personally identify you in any way.

Contests and Surveys

From time to time, we run contests on our Site. To participate in these contests we may ask for personal information including, but not limited to, your name, e-mail address, street address, telephone number (home and work), date of birth and credit card information.

From time to time, we may conduct user surveys. Survey information will be used for the purposes of monitoring or improving our Site, products and/or services and to help us identify third-party offers that may be of interest to you.

Sharing of Information

Tax Lien University uses the information described above to tailor our content and help our advertisers and third party marketers better understand the demographic profile of our Site's users. This is essential to keep the costs of our products and/or services reasonable. The personally identifiable information that you submit to Tax Lien University remains your property, however, by submitting that information to Tax Lien University you grant Tax Lien University the right to use that information as set forth herein. We may use your personal information and/or transfer the personal information you supply on the Site to other third party businesses, subject to applicable state and federal law, for any legal purpose including, without limitation to: (a) bring selected retail opportunities and promotional offers to you via direct mail marketing, e-mail marketing, telemarketing and/or online banner advertising; (b) when necessary, to receive a product or service that you may have ordered from such third party while using the Site or when responding to offers provided by Tax Lien University; (c) tracking compliance with our Tax Lien University Website Terms and Conditions ("Terms and Conditions"); and (d) for validation, suppression, content improvement and feedback purposes. These third party businesses may include providers of direct marketing services and applications, including look up and reference, data enhancement, suppression and validation and e-mail marketing. We, or these third party businesses, may, from time to time, supplement the information we collect online with outside records (e.g., information from such third party businesses or other entities) to enhance our ability to serve you, to tailor our content to you and to offer you targeted advertising and other opportunities to purchase products or services that we believe may be of interest to you. By permitting Tax Lien University to collect this information, you will be able to receive free information on products and services that may be of interest to you. We use contact information collected from our Site to send you information about us, to keep you informed of products and services that may be of interest to you, as well as to service your account with us should you place an order. In addition, you agree that we may contact you with updates and/or any other information that we may deem appropriate for you to receive in connection with your account and/or the Site.

We also use this information to personalize your experience with Tax Lien University. Contact information is also used to reach you, when necessary, regarding the use of our Site, products and/or services.

By submitting your e-mail address at the Site, you agree to receive e-mail marketing from Tax Lien University and our third party advertisers. Tax Lien University, and our third party advertisers, may maintain separate e-mail lists for different purposes. If you wish to end your e-mail subscription to a particular list, you must follow the instructions contained in each e-mail correspondence that you receive from Tax Lien University or the applicable third party advertiser to unsubscribe from that particular list. To unsubscribe from all Tax Lien University e-mail lists, please click here or send a letter to Tax Lien University P.O. Box 1450 Orem, UT 84059. We only send e-mail marketing to individuals that have agreed to receive e-mail from Tax Lien University and to individuals that have otherwise agreed, on third party websites, to receive e-mail marketing from other companies, such as Tax Lien University. Tax Lien University does not send unsolicited commercial e-mail. As a result, certain statutes requiring particular formatting for unsolicited commercial e-mail may not be applicable to the commercial e-mail that is sent by Tax Lien University. Notwithstanding the foregoing, we will not send you any e-mail marketing, or allow any third party to send you e-mail marketing, from which you cannot unsubscribe.

You may choose to stop receiving future communications regarding products and services we may offer to you (see the "Opt-Out/Unsubscribe" section below), however we may be required to contact you thereafter regarding any order or purchase that you may make while on this Site.

In addition, you agree that by submitting your e-mail address at the Site and/or registering for the products and/or service offered herein, such act constitutes a purchase, an inquiry and/or an application for purposes of the Amended Telemarketing Sales Rule, 16 CFR '310 et seq. (the "ATSR") and any applicable state and local do-not-call regulations. Notwithstanding that your telephone number may be listed on the Federal Trade Commission's Do-Not-Call List, or an applicable state do-not-call list, Tax Lien University retains the right to contact you via telemarketing in accordance with the ATSR and the applicable state regulations. Moreover, by registering with, or requesting information from, a third party advertiser at or through the Site, such action shall constitute a purchase, an inquiry and/or an application with the respective third party advertiser for purposes of the ATSR and any applicable state and local do-not-call regulations and you may be contacted via e-mail, direct mail and/or telemarketing by such third party advertiser in accordance with the ATSR and the applicable state regulations.

Tax Lien University does not control, and is not responsible for, the practices of our advertisers or third party marketers.

We will never disclose any credit card or other financial information to any third-party marketers or other non-governmental entity. Notwithstanding the foregoing, we may: (a) share the fact that we have credit card information on file for specific users of the Site but we will not share your specific credit card information with such third parties without your prior informed consent; (b) share your credit card information with consumer credit agencies; and (c) disclose your credit card information and/or financial information to third party processors for the sole purpose of effectuating transactions that you enter into at the Site. We may also disclose your personally identifiable and/or financial information: (a) to a governmental entity if so ordered by a court of law, to comply with the local, state and federal laws (b) where otherwise required by law or in the good-faith belief that such action is necessary in order to conform to the edicts of the law or comply with a legal process served on our Site; or (c) if we are sold or acquired.

If payment is made for any of our products and/or services by check, and such payment is subsequently dishonored by the bank from where the check is drawn, Tax Lien University reserves the right to resubmit the payment electronically either directly or through a third-party payment and/or collection service. You agree that you are responsible for any and all fees pertaining to a returned payment, regardless of the reason. The Returned Check Fee is currently US$25.00 for each occurrence, and will be added to your account. Any order not paid due to returned payments after a reasonable period of time will be considered fraudulent and will be turned over either for collection and/or subsequent prosecution.

Site as an Agent

Please be advised that in certain circumstances, we act as a limited agent for certain third party partners, including the actual third party provider of some of the products and/or services available at or through the Site. In these circumstances we will collect and send your personal information to the respective third party partner directly and you will be subject to the third party partner's privacy policy. To view the third party partner's privacy policy, please Click Here.

Other Websites

This Site, and/or the products and/or services offered herein, may contain links to other websites. Tax Lien University does not endorse, nor are we responsible for the privacy practices or the content of such websites. The entities that advertise and/or place links at the Site including, but not limited to, these websites, are independent third parties and are not affiliated with us. Additionally, certain components of our products and/or services may be provided by partners. In these circumstances: (a) you will be redirected to the applicable third party partner's website after you have completed the applicable application page; (b) either we will collect and send your personal information to the third party partner, or such third party partner will itself collect your personal information, in connection with completing your purchase from such third party partner; and (c) your purchase will subject you to such third party partner's privacy policy.

Third-Party Offers

Tax Lien University provides its' users with the opportunity to receive special offers, products and/or services from us and other third parties. By providing your information to us during any of the Tax Lien University information collection processes, you are providing affirmative consent to receive offers that we feel may be of interest to you from third parties. Furthermore, if you indicate the desire to receive certain offers, products or services from a specific vendor during the applicable information collection process, your personally identifiable information that was provided during that Tax Lien University information collection process will be shared with the applicable third party so that such third party may provide their product or service to you and so that you do not have to complete another information collection form to purchase or receive that product or service.

Security

All collected information is stored in a technically and physically secure environment. When our registration/application process prompts users to enter sensitive information (such as credit card information), and when we store and transmit such sensitive information, that information is encrypted and is protected with SSL encryption software. While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user information off-line. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, we cannot ensure or warrant the security of any information that you transmit to us, and you do so at your own risk. Once we receive your transmission, we make reasonable efforts to ensure its security on our systems. All of our users' information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job are granted access to personal information. Furthermore, access to this information is strictly limited, and not accessible to the public. Our employees are dedicated to ensuring the security and privacy of all user information. Employees not adhering to our firm policies are subject to disciplinary action.

Please note that any attempt to breach the security of the network, our servers, databases or other hardware or software supporting this Site or other websites under the control of Tax Lien University constitutes a crime punishable by law. We will turn over to authorities, any and all evidence relating to a potential breach of security or other abuse against the network, servers, databases or other such supporting equipment or software. In compliance with applicable federal and state laws, we shall notify you in the event that we learn of an information security breach with respect to your personal information. You will be notified via e-mail in the event of such a breach. Please be advised that notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and to engage in remedial measures.

Children's Guidelines

We take special steps to safeguard the privacy of children. It is important for children to get permission from their parents before accessing or supplying any personal information to Tax Lien University. We will never knowingly collect personally identifiable information from people under eighteen (18) years of age.

Opt-Out/Unsubscribe

To stop receiving future communications from us, please Click Here or send a letter to Tax Lien University P.O. Box 1450 Orem, UT 84059.

Changes in Privacy Policy

Tax Lien University reserves the right to change or update this privacy policy at any time by posting a notice on our Site that we are changing our privacy policy. If the manner in which we use personally identifiable information changes, Tax Lien University will notify you by: (a) posting the changes as a start-up screen prior to your subsequent use of the products and/or service offered herein; (b) sending the modified policy to the users via email; (c) placing a link to the modified policy on the Tax Lien University home page; or (d) by any other reasonable means acceptable under applicable state and federal law. You will have a choice as to whether or not we use your information in this different manner. At any time that you do not agree with the changes, you must opt out from receiving future communications from us (see the "Opt-Out/Unsubscribe" section above). Failure to opt out after notice of any such changes constitutes an affirmative acknowledgement and acceptance by you of the modified Privacy Policy.

Contacting the Site

Our "contact us" page contains e-mail links that allow you to contact us directly with any questions or comments that you may have. We read every message sent in and try to reply promptly to each one. This information is used to respond directly to your questions and comments.

If you have any questions about this Privacy Policy or the practices of Tax Lien University, please feel free to contact us at:

Customer Support Tax Lien University P.O. Box 1450 Orem, UT 84059

Master Tax Liens & Tax Deeds

Master the steps and strategies of buying tax liens and tax deeds with our FREE 4-DISC Training Course

You can immediately download the course for no charge or if you prefer, just pay a small shipping fee and we'll mail it to you.

Get the FREE Training Course.

 

Tax Lien Certificate States

Research all fifty (50) states to determine which offers the right interest rate, redemption period, and more.

Click here to learn more.

 

Customer Support with Tax Lien Certificate Questions

Tax Lien Certificate Reports

Below is a list of free articles on how to profit with tax lien certificates, tax deeds, and more.

 

The Rule of 72 Calculator

The rule of 72 says that to find the number of years required to double your investment at a given interest rate, you simply divide the interest rate into 72.

 

Interest Rate: %
Years Required for Principal to Double
    Exact Answer:
    Rule of 72 Estimate:

 

For example, if you want to know how long it will take to double your money at eighteen percent interest, divide 18 into 72 and get 4 years.

 

Our Educational Materials

Creating Wealth Without Risk™ was designed to help you take full-advantage of safe, certain, and high-yielding tax lien certificates and tax deeds.

Click here to learn more.

 

Tax Lien University Reviews

"I purchased 3 tax lien certificates at an internet auction for Miami-Dade County, Florida. All three were buildable vacant lots in moderate income neighborhoods. The prices were: (1)$1,018.86 (2) $1,224.90 (3) $1,654.82. I got 18% interest on all of them. I placed 39 bids in total."

- A. Hamad, Florida
June 9, 2011 6:17:32 PM MDT

"I thought that the course were very clear and easy to understand as well as being highly informative and to the point. The information contained within is worth thousands and thousands of dollars. I would recommend that any one serious about being a smart investor buy these books and put it into action!"

- S. Roy, London

"Thank you for your great work. I received you training manuals last night and haven't been able to stop reading. I would recommend this course to anyone who is interested in getting into Tax Lien Certificates."

- J. Bennett, California

 

Self-help services may not be permitted in all states. The information provided on this site is not legal advice, does not constitute a lawyer referral service, and no attorney-client or confidential relationship is or will be formed by use of the site. Your use of this website constitutes acceptance of the disclosures, cisclaimers, privacy policy, no spam policy, and terms of use.

We are required by the FTC to disclose the typical customer results. Quite honestly, the typical customer does not make any money whatsoever. In fact, the typical customer does not even finish the first of six training videos. Less than 1 in 100 ever ask a question of our coaches, leave feedback or otherwise show they're putting in any focused effort at all. Like anything worthwhile, this program does require work. The typical customer puts in very little work. Before you buy, you should stop and ask yourself if you're typical.

Tax Lien University, Inc. and its subsidiary Creating Wealth Without Risk™, Inc. (The Company) does not guarantee income or success, and examples shown at TaxLienUniversity.com and CreatingWealthWithoutRisk.com do not represent an indication of future success or earnings. The Company declares all information shared is true and accurate, and any claims made of actual earnings or examples of actual results can be verified upon request.

The earnings, revenue and profit results that a customer will generally achieve in circumstances similar to those depicted in the endorsements and testimonials on this site depend on many factors and conditions, including but not limited to, work ethic, learning ability, use of the products and services, business experience, daily practices, business opportunities, business connections, market conditions, availability of financing, and local competition, to name a few. Because of impediments due to any one or more of the foregoing and other factors, it is generally expected that no earnings, revenues or profits will be achieved with the use of any products or services advertised on this site in circumstances similar to those referenced in any endorsement or testimonial.

Offer valid in the US and Canda. Limit one (1) copy per household, must be 18 years of age or older. Upon submitting the form above you will be given the choice between a physical 4-Disc version or a digital download version. If you select the physical version the normal retail charge of $39.97 is waved however you will be charged a one-time USPS shipping and handling charge of $9.95. If you select the digital download version there will be no charge and you can immediately download the contents of your selection.

 

State Tax Sale Summaries

Research each state's individual tax sale process including whether it is a tax lien certificate, tax deed, or tax deed hybrid, redemption period, bidding method, and the interest/penalty rate by clicking on the name of the state below:

- Alabama Tax Sales
- Alaska Tax Sales
- Arizona Tax Sales
- Arkansas Tax Sales
- California Tax Sales
- Colorado Tax Sales
- Connecticut Tax Sales
- Delaware Tax Sales
- Florida Tax Sales
- Georgia Tax Sales
- Hawaii Tax Sales
- Iowa Tax Sales

- Idaho Tax Sales
- Illinois Tax Sales
- Indiana Tax Sales
- Kansas Tax Sales
- Kentucky Tax Sales
- Louisiana Tax Sales
- Maine Tax Sales
- Maryland Tax Sales
- Massachusetts Tax Sales
- Michigan Tax Sales
- Minnesota Tax Sales
- Mississippi Tax Sales

- Missouri Tax Sales
- Montana Tax Sales
- Nebraska Tax Sales
- Nevada Tax Sales
- New Hampshire Tax Sales
- New Jersey Tax Sales
- New Mexico Tax Sales
- New York Tax Sales
- North Carolina Tax Sales
- North Dakota Tax Sales
- Ohio Tax Sales
- Oklahoma Tax Sales
- Oregon Tax Sales

- Pennsylvania Tax Sales
- Rhode Island Tax Sales
- South Carolina Tax Sales
- South Dakota Tax Sales
- Tennessee Tax Sales
- Texas Tax Sales
- Utah Tax Sales
- Vermont Tax Sales
- Virginia Tax Sales
- Washington Tax Sales
- West Virginia Tax Sales
- Wisconsin Tax Sales
- Wyoming Tax Sales