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** SPECIAL OFFER **
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Creating Wealth Without Risk
Creating Wealth Without Risk
The Complete Course - How To Capture Fixed By Law Interest Rates of 16%, 18%, 24% up to 36% with Government Issued and Real Estate Secured Tax Lien Certificates and Tax Deeds.
The Complete Course - How To Capture Fixed By Law Interest Rates of 16%, 18%, 24% up to 36% with Government Issued and Real Estate Secured Tax Lien Certificates and Tax Deeds.
Hello, it's Steven Waters, I'm the guy behind Tax Lien University and Creating Wealth Without Risk. I got my start with the tax lien and tax deed business over two decades ago. I know first hand, how powerful and life-changing the tax lien certificate business can be.
Without a doubt, tax lien certificates are the ideal opportunity. There's only two outcomes either get the past-due taxes plus set-by-law interest rates of 16% to 36% OR you get the deed to the property with no mortgage.
Hello, it's Steven Waters, I'm the guy behind Tax Lien University and Creating Wealth Without Risk. I got my start with the tax lien and tax deed business over two decades ago. I know first hand, how powerful and life-changing the tax lien certificate business can be.
Without a doubt, tax lien certificates are the ideal opportunity. There's only two outcomes either get the past-due taxes plus set-by-law interest rates of 16% to 36% OR you get the deed to the property with no mortgage.
I want to help you get started
as fast as possible.
I want to help you get started
as fast as possible.
When I was first getting started, I had a lot of questions. Looking back, I wasted too much of my limited time searching for the answers I needed.

I don't want you to struggle, so I'm giving your the exact step-by-step instructions, documents, contacts, strategies and short-cuts in my complete Creating Wealth Without Risk™ course - for only $27.
When I was first getting started, I had a lot of questions. Looking back, I wasted too much of my limited time searching for the answers I needed.

I don't want you to struggle, so I'm giving your the exact step-by-step instructions, documents, contacts, strategies and short-cuts in my complete Creating Wealth Without Risk™ course - for only $27.
With your order I'll include
$400 in added bonuses!
With your order I'll include
$400 in added bonuses!
To help you get started, I'm including my 6-Part Video Quick-Start Training Course PLUS 12 Month Access to my National Tax Sale Calendar which details upcoming tax lien certificate and tax deed sale auctions.
To help you get started, I'm including my 6-Part Video Quick-Start Training Course PLUS 12 Month Access to my National Tax Sale Calendar which details upcoming tax lien certificate and tax deed sale auctions.
I want to help you take
your first steps.
I want to help you take
your first steps.
You don't have to fumble your way through your first deals. I know your time is valuable so take advantage of this special offer and save yourself the unnecessary headaches and get started right away.
Without a doubt, tax lien certificates are the ideal opportunity. There's only two outcomes either get the past-due taxes plus set-by-law interest rates of 16% to 36% OR you get the deed to the property with no mortgage.
PLUS you'll have a full 60-Days to review everything. IF you feel this course isn't what you need, just let me know and I'll refund your purchase. As soon as you've completed your order you'll receive immediate access to the course.
You don't have to fumble your way through your first deals. I know your time is valuable so take advantage of this special offer and save yourself the headaches and get started right away.
Without a doubt, tax lien certificates are the ideal opportunity. When you buy tax lien certificates there's only two outcomes either get the past-due taxes plus set-by-law interest rates of 16% to 36% OR get the deed to the property with no mortgage.
PLUS you'll have a full 60-Days to review everything. IF you feel this course isn't what you need, just let me know and I'll refund your purchase. As soon as you've completed your order you'll receive immediate access to the course.
.
Guidebook / Manual
Creating Wealth Without Risk™ $97 Value
Creating Wealth Without Risk™
This course features over 308 pages detailing step-by-step how to succeed with tax lien certificates and tax deeds - all 50 states are covered. It was designed to help you take full advantage of the tremendous wealth-creating potential of tax lien certificates. It's not some teaser course but rather a complete A to Z guide for winning with tax lien certificates!
This course features over 308 pages detailing step-by-step how to succeed with tax lien certificates and tax deeds - all 50 states are covered. It was designed to help you take full advantage of the tremendous wealth-creating potential of tax lien certificates. It's not some teaser course but rather a complete A to Z guide for winning with tax lien certificates - $97 value!
.
Audio Course
Creating Wealth Without Risk™ $37 Value
Creating Wealth Without Risk™
Over 5 hours of audio detailing step-by-step how to buy tax lien certificates and tax deed foreclosure sales property - $37 value!
Over 5 hours of audio detailing step-by-step how to buy tax lien certificates and tax deed foreclosure sales property - $37 value!
.
Guidebook / Manual
The National Directory™ $97 Value
The National Directory™
This essential resource features over 282 pages detailing tax sale information, including phone numbers, addresses and maps - over 3000 key contacts - $97 value!
This essential resource features over 282 pages detailing tax sale information, including phone numbers, addresses and maps - over 3000 key contacts - $97 value!
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Guidebook / Manual
Tax Free Returns™ $97 Value
Tax Free Returns™
This course details how to use your retirement account to grow your interest rates tax free with tax lien certificate and tax deed foreclosure property - $97 value!
This course details how to use your retirement account to grow your interest rates tax free with tax lien certificate and tax deed foreclosure property - $97 value!
.
Audio Course
Tax Free Returns™ $37 Value
Tax Free Returns™
Over 2 hours of audio detailing how to use your retirement account to capture interest rates tax free with tax lien certificate and tax deed foreclosure property - $37 value!
Over 2 hours of audio detailing how to use your retirement account to capture interest rates tax free with tax lien certificate and tax deed foreclosure property - $37 value!
.
Documents / Forms
Power Forms Pack™ $47 Value
Power Forms Pack™
This includes over 15 essential forms you'll need to succeed in your tax lien certificates and tax deed foreclosure property business - $47 value!
This includes over 15 essential forms you'll need to succeed in your tax lien certificates and tax deed foreclosure property business - $47 value!
.
Support / Help
Private Strategy Session™ $197 Value
Private Strategy Session™
This includes a one-on-one telephone support call where you can get your questions answered and receive a custom success plan - $197 value!
This includes a one-on-one telephone support call where you can get your questions answered and receive a custom success plan - $197 value!
PLUS I'm also including over
$400 in valuable bonuses
PLUS I'm also including over $400 in valuable bonuses
.
Support / Help
Advanced Video Course™ $399 Value
Advanced Video Course™
Includes over 6 hours of video training detailing step-by-step how-to capture government mandated interest rates tax lien certificates and how-to purchase tax deed foreclosure property for just the back taxes - $399 value!
Includes over 6 hours of video training detailing step-by-step how-to capture government mandated interest rates tax lien certificates and how-to purchase tax deed foreclosure property for just the back taxes - $399 value!
.
Services / Tax Sale Data
Tax Sale Calendar™ $97 Value
Tax Sale Calendar™
Includes 12 month access to our National Tax Sale Calendar detailing tax lien certificate and tax deed sale auctions - $97 value!
Includes 12 month access to our National Tax Sale Calendar detailing tax lien certificate and tax deed sale auctions - $97 value!
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Communities Rely on Property Taxes to Pay for Teachers, Firefighters, and Emergency Medical Services.
Communities Rely on Property Taxes to Pay for Teachers, Firefighters, and Emergency Medical Services.
Across the United States, local governments have millions of dollars in delinquent property taxes which are owed by property owners who will not or cannot pay their property taxes.
Unpaid real estate taxes creates a serious cash-flow problem for communities. If local governments are unable to collect real estate property taxes, they are also unable to fund important government services.
Across the United States, local governments have millions of dollars in delinquent property taxes which are owed by property owners who will not or cannot pay their property taxes.
Unpaid real estate taxes creates a serious cash-flow problem for communities. If local governments are unable to collect real estate property taxes, they are also unable to fund important government services.
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To Recover Lost Tax Revenue, Local Communities
Create and Sell Tax Lien Certificates.
To Recover Lost Tax Revenue, Local Communities Create and Sell Tax Lien Certificates.
To fund public services cash-strapped governments sell these tax debts (known as tax lien certificates) to people like you or me. The tax lien is secured by the real estate that it is attached to. The purchaser isn't buying the property rather the governments right to receive taxes and interest on the real estate.
When you purchase a tax lien certificate, you are paying the delinquent property tax bill for someone else. The sale of the tax lien certificate transfers to you the right to receive the property taxes due, PLUS high interest and penalties.
To fund public services cash-strapped governments sell these delinquent tax bills (known as tax lien certificates) to people like you or me. The tax lien is secured by the real estate that it is attached to. The purchaser isn't buying the property rather the governments right to receive taxes and interest on the real estate.
When you purchase a tax lien certificate, you are paying the delinquent property tax bill for someone else. The sale of the tax lien certificate transfers to you the right to receive the property taxes due, PLUS high interest and penalties.
.
Capture Law Mandated Interest Rates of 16%, 18%,
24%, up to 36% with Tax Lien Certificates!
Capture Law Mandated Interest Rates of 16%, 18%, 24%, up to 36% with Tax Lien Certificates!
The sale of tax lien certificates solves several problems; communities get their much needed tax dollars, allowing them to fund public services, property owners get more time to pay their delinquent taxes (this period of time is called the redemption period) and purchasers get tax lien certificates which include penalty / interest rates of 16%, 18%, 24%, up to 36% mandated by state law.
When the property owner pays the delinquent taxes (usually within 2 years) the government will mail the purchaser a check covering what was paid to satisfy the back taxes PLUS penalty interest rates of 16%, 18%, 24%, up to 36%!
The sale of tax lien certificates solves several problems; communities get their much needed tax dollars, allowing them to fund public services, property owners get more time to pay their delinquent taxes (this period of time is called the redemption period) and purchasers get tax lien certificates which include penalty / interest rates of 16%, 18%, 24%, up to 36% mandated by state law.
When the property owner pays the delinquent taxes (usually within 2 years) the government will mail the purchaser a check covering what was paid to satisfy the back taxes PLUS penalty interest rates of 16%, 18%, 24%, up to 36%!
.
Real Estate Tax Liens are Senior to Other Liens
Including Mortgages and Deeds of Trust.
Real Estate Tax Liens are Senior to Other Liens Including Mortgages and Deeds of Trust.
If the property owner does not satisfy the delinquent taxes within the period of time specified by state law (known as the redemption period), then state law authorizes the local government with the authority to execute a deed for the property to the purchaser of the tax lien.
For example, in the state of Florida:
"All taxes imposed pursuant to the State Constitution and laws of this state shall be a first lien, superior to all other liens, on any property against which the taxes have been assessed..."
(2016 Florida Revised Statutes (Title 14 Ch. 197 Sec. 122)
Just like Florida, throughout the United States, legislatures have passed laws which make the real estate tax lien superior and senior to all other liens and encumbrances, including mortgages and deeds of trust.
If the property owner does not satisfy the delinquent taxes within the period of time specified by state law (known as the redemption period), then state law authorizes the local government with the authority to execute a deed for the property to the purchaser of the tax lien.
For example, in the state of Florida:
"All taxes imposed pursuant to the State Constitution and laws of this state shall be a first lien, superior to all other liens, on any property against which the taxes have been assessed..."
(2016 Florida Revised Statutes (Title 14 Ch. 197 Sec. 122)
Just like Florida, throughout the United States, legislatures have passed laws which make the real estate tax lien superior and senior to all other liens and encumbrances, including mortgages and deeds of trust.
.
With tax lien certificates either get the past-due taxes plus interest or you get the property - no mortgage!
With tax lien certificates either get the past-due taxes plus interest or you get the property - no mortgage!
In review, when you purchase a tax lien certificate, you are paying the delinquent property tax bill for someone else. The sale of the tax lien certificate transfers to you the right to receive all the property taxes due, PLUS high interest and penalties.
When the property owner pays the delinquent property taxes (usually within 2 years) the government will mail you a check covering what was paid to satisfy the back taxes PLUS law-mandated penalty interest rates of 16%, 18%, 24%, up to 36%!
If the property owner does not satisfy the delinquent taxes within the period of time specified by state law (known as the redemption period), then the county has the legal right to give you the property - no mortgage!
In review, when you purchase a tax lien certificate, you are paying the delinquent property tax bill for someone else. The sale of the tax lien certificate transfers to you the right to receive all the property taxes due, PLUS high interest and penalties.
When the property owner pays the delinquent property taxes (usually within 2 years) the government will mail you a check covering what was paid to satisfy the back taxes PLUS law-mandated penalty interest rates of 16%, 18%, 24%, up to 36%!
If the property owner does not satisfy the delinquent taxes within the period of time specified by state law (known as the redemption period), then the county has the legal right to give you the property - no mortgage!
.
Ok, now I want to show you a few real tax lien deals...
Ok, now I want to show you a few real tax lien deals...
With the following deals, the property owner failed to satisfy the back taxes before the redemption period expired so the county executed a deed for the property - no mortgage!
With the following deals, the property owner failed to satisfy the back taxes before the redemption period expired so the county executed a deed for the property - no mortgage!
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The Following Property Was Assessed at $44,510. Purchased Lien For Just $285.96. Then Sold The Property For $30,000!
The Following Property Was Assessed at $44,510. Purchased Lien For Just $285.96. Then Sold For $30,000!
Disclaimer: This property owned 100% mortgage free by simply covering any delinquent taxes and associated costs. The property pictured above may have required additional renovations.
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The Following Property Was Assessed at $86,067. Purchased Lien For Just $909.52. Then Sold The Property For $40,000!
The Following Property Was Assessed at $86,067. Purchased Lien For Just $909.52. Then Sold For $40,000!
Disclaimer: This property owned 100% mortgage free by simply covering any delinquent taxes and associated costs. The property pictured above may have required additional renovations.
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The Following Property Was Assessed at $31,472. Purchased Lien For Just $348.81. Then Sold The Property For $58,600!
The Following Property Was Assessed at $31,472. Purchased Lien For Just $348.81. Then Sold For $58,600!
Disclaimer: This property owned 100% mortgage free by simply covering any delinquent taxes and associated costs. The property pictured above may have required additional renovations.
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The Following Property Was Assessed at $53,565. Purchased Lien For Just $430.32. Then Sold The Property For $65,500!
The Following Property Was Assessed at $53,565. Purchased Lien For Just $430.32. Then Sold For $65,500!
Disclaimer: This property owned 100% mortgage free by simply covering any delinquent taxes and associated costs. The property pictured above may have required additional renovations.
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Robert T. Kiyosaki New York Times Best-Selling Author


"I hold a small portion of my assets in tax lien certificates instead of CD's. I earn 16 percent per year on my money, which certainly beats the 5 percent the bank offers."

Robert T. Kiyosaki
Rich Dad Poor Dad pg. 148
From New York Times Best-Selling Author Robert Kiyosaki
"I hold a small portion of my assets in tax lien certificates instead of CD's. I earn 16 percent per year on my money, which certainly beats the 5 percent the bank offers."

Robert T. Kiyosaki
Rich Dad Poor Dad pg. 148
.

Robert G. Allen New York Times Best-Selling Author


"Tax Lien Certificates invested at 24 percent make a lot of sense for tax deferred earnings. A $10,000 investment today, assuming it could grow tax deferred, could be more than $1,000,000 in just 21 years."

Robert G. Allen
Multiple Streams of Income pg. 174
From New York Times Best-Selling Author Robert G. Allen
"Tax Lien Certificates invested at 24 percent make a lot of sense for tax deferred earnings. A $10,000 investment today, assuming it could grow tax deferred, could be more than $1,000,000 in just 21 years."

Robert G. Allen
Multiple Streams of Income pg. 174
.
I want to help you side-step the headaches
so you can get started as fast as possible.
I want to help you side-step the headaches so you can get started as fast as possible.
I got started buying tax liens and tax deeds over 20 years ago and I've been hooked on this business ever since. Over the years I've been carefully fine-tuned my system and process for having success with tax liens and tax deeds.
In 2001 I founded Tax Lien University with the mission of helping people succeed with tax lien certificates and tax deeds. Through my newsletter and Creating Wealth Without Risk course I've helped over 100,000 people learn how to get started with tax lien certificates and tax deeds.
I got started buying tax lien certificates and tax deeds over 20 years ago and I've been hooked on this business ever since. Over the years I've been carefully fine-tuned my system and process for having success with tax liens and tax deeds.
In 2001 I founded Tax Lien University with the mission of helping people succeed with tax lien certificates and tax deeds. Through my newsletter and Creating Wealth Without Risk course I've helped over 100,000 people learn how to get started.
My hope is that you'll see how much value I've packed into my Creating Wealth Without Risk™ course making the decision to upgrade - for just $27 its a total no-brainer.
My hope is that you'll see how much value I've packed into my Creating Wealth Without Risk™ course making the decision to upgrade - for just $27 its a total no-brainer.
.
Creating Wealth Without Risk
Creating Wealth Without Risk
The Complete Course - How To Capture Fixed Set By Law Interest Rates of 16%, 18%, 24% up to 36% with Government Issued and Real Estate Secured Tax Lien Certificates and Tax Deeds.
The Complete Course - How To Capture Fixed Set By Law Interest Rates of 16%, 18%, 24% up to 36% with Government Issued and Real Estate Secured Tax Lien Certificates and Tax Deeds.
I want to help you get started as fast as possible. So, I'm giving you the exact step-by-step instructions, documents, contacts, strategies and short-cuts in my complete Creating Wealth Without Risk™ course - for only $27.
To encourage you to get started, I'm including $400 in bonuses my 6-Part Video Quick-Start Training Course PLUS 12 Month Access to my National Tax Sale Calendar detailing upcoming tax lien certificate and tax deed sale auctions.
Without a doubt, tax lien certificates are the ideal opportunity, you either get the past-due taxes plus set-by-law interest rates of 16% to 36% or you get the deed to the property with no mortgage! Either way, you win!
As soon as you've completed your order you'll receive immediate access to the course.
I want to help you get started as fast as possible. So, I'm giving you the exact step-by-step instructions, documents, contacts, strategies and short-cuts in my complete Creating Wealth Without Risk™ course - for only $27.
To encourage you to get started, I'm including $400 in bonuses my 6-Part Video Quick-Start Training Course PLUS 12 Month Access to my National Tax Sale Calendar detailing upcoming tax lien certificate and tax deed sale auctions.
Without a doubt, tax lien certificates are the ideal opportunity, you either get the past-due taxes plus set-by-law interest rates of 16% to 36% or you get the deed to the property with no mortgage! Either way, you win!
As soon as you've completed your order you'll receive immediate access to the course.
60 Day Money Back Warranty
No question asked 30 day refund guaranteed. If you
are unhappy for any reason, get your money back.
100% Secure Encrypted Checkout
All orders are processed with secure network. Your
payment information is never stored in any way.
"I found your course very helpful ... The big plus is you have included all contact information for the counties which offer this investment option. It saves me tens of thousands of hours to try to find the information myself."
- J. Cheng, California
"A friend of mine purchased a tax lien course at a seminar for $2700. To his dismay we discovered his expensive course did not contain any more information than your materials. Thank you very much."
- P. Camenisch, Colorado
"I wanted to let you know I thought your course was outstanding. The modules are a fantastic resource, not to mention the forms, spreadsheets, links, etc."
- K. Costner, Virginia
"I learned a whole lot about tax liens are and how to locate them nationwide. The information was very informative and helpful. I consider your course to be the absolute best guide anywhere on the subject of tax deeds and tax liens."
- J. Smoot, California
"I thought that the course was very clear and easy to understand as well as being highly informative and to the point. The information contained is worth thousands and thousands of dollars. I would recommend that any one serious about being a smart investor buy these books and put it into action!"
- S. Roy, London
"Thank you for your great work. I received your training materials last night and haven't been able to stop reading. I would recommend this course to anyone who is interested in getting into tax lien certificates."
- J. Bennett, California
"It was great to see the info on the different states. It was a real time saver. I have since successfully purchased 5 tax liens. Keep up the good work."
- M. Brady, Kansas
"Since I am involved in several businesses, time is a major constraint on pursuing new income streams. The reference materials are high-quality and are a major productivity booster. I recommend them to any serious investor."
- J. Dean, Georgia
"Thanks so much, the information was very well organized and very detailed. I especially appreciated having the modules in written form on your website. I'm a person who needs to "see" what's being said, as well as hear it. Thanks also for the spreadsheets and other information and forms on your website ... EXTREMELY helpful! For instance, the ability to click on a state and get the particulars needed is awesome. With all your info and help, I feel like I can actually DO THIS."

"It's obvious that you have gone to a tremendous amount of work in putting all the information together. You did a TERRIFIC job! Thank you!"

"Wishing you abundant success!"
- G. Arielle, Arizona
.
Creating Wealth Without Risk
Creating Wealth Without Risk
The Complete Course - How To Capture Fixed Set By Law Interest Rates of 16%, 18%, 24% up to 36% with Government Issued and Real Estate Secured Tax Lien Certificates and Tax Deeds.
The Complete Course - How To Capture Fixed Set By Law Interest Rates of 16%, 18%, 24% up to 36% with Government Issued and Real Estate Secured Tax Lien Certificates and Tax Deeds.
I want to help you get started as fast as possible. So, I'm giving you the exact step-by-step instructions, documents, contacts, strategies and short-cuts in my complete Creating Wealth Without Risk™ course - for only $27.
To encourage you to get started, I'm including $400 in bonuses my 6-Part Video Quick-Start Training Course PLUS 12 Month Access to my National Tax Sale Calendar detailing upcoming tax lien certificate and tax deed sale auctions.
Without a doubt, tax lien certificates are the ideal opportunity, you either get the past-due taxes plus set-by-law interest rates of 16% to 36% or you get the deed to the property with no mortgage! Either way, you win!
As soon as you've completed your order you'll receive immediate access to the course.
I want to help you get started as fast as possible. So, I'm giving you the exact step-by-step instructions, documents, contacts, strategies and short-cuts in my complete Creating Wealth Without Risk™ course - for only $27.
To encourage you to get started, I'm including $400 in bonuses my 6-Part Video Quick-Start Training Course PLUS 12 Month Access to my National Tax Sale Calendar detailing upcoming tax lien certificate and tax deed sale auctions.
Without a doubt, tax lien certificates are the ideal opportunity, you either get the past-due taxes plus set-by-law interest rates of 16% to 36% or you get the deed to the property with no mortgage! Either way, you win!
As soon as you've completed your order you'll receive immediate access to the course.
60 Day Money Back Warranty
No question asked 30 day refund guaranteed. If you
are unhappy for any reason, get your money back.
100% Secure Encrypted Checkout
All orders are processed with secure network. Your
payment information is never stored in any way.
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Tax Lien University, Inc.
10102 S Redwood Rd
South Jordan, UT 84095
info [at] taxlienuniversity.com
+1 (888) 279-0642
© 2021 by Tax Lien University, Inc. All rights reserved. Tax Lien University, Inc. and its subsidiary Creating Wealth Without Risk™, Inc. (The Company) does not guarantee income or success, and examples shown at TaxLienUniversity.com and CreatingWealthWithoutRisk.com do not represent an indication of future success or earnings. The Company declares all information shared is true and accurate, and any claims made of actual earnings or examples of actual results can be verified upon request.

We are required by the FTC to disclose the typical customer results. Quite honestly, the typical customer does not make any money whatsoever. In fact, the typical customer does not even finish the training videos. Less than 1 in 100 ever ask a question of our coaches, leave feedback or otherwise show they're putting in any focused effort at all. Like anything worthwhile, our educational products require work. The typical customer puts in very little work. Before you buy, you should stop and ask yourself if you're typical.

Offer valid in the US and Canada. Limit one (1) copy per household, must be 18 years of age or older. Upon submitting the form above you will be given the choice between a physical 4-Disc version or a digital download version. If you select the physical version the normal retail charge of $39.97 is waved however you will be charged a one-time USPS shipping and handling charge of $9.95. If you select the digital download version there will be no charge and you can immediately download the contents of your selection.
The earnings, revenue and profit results that a customer will generally achieve in circumstances similar to those depicted in the endorsements and testimonials on this site depend on many factors and conditions, including but not limited to, work ethic, learning ability, use of the products and services, business experience, daily practices, business opportunities, business connections, market conditions, availability of financing, and local competition, to name a few.

Because of impediments due to any one or more of the foregoing and other factors, it is generally expected that no earnings, revenues or profits will be achieved with the use of any products or services advertised on this site in circumstances similar to those referenced in any endorsement or testimonial.

Self-help services may not be permitted in all states. The information provided on this site is not legal advice, does not constitute a lawyer referral service, and no attorney-client or confidential relationship is or will be formed by use of the site. Your use of this website constitutes acceptance of the disclosures, disclaimers, privacy policy, no spam policy, and terms of use.